Tap into an entirely new market

Everyday thousands of people arrive in the US in need of your products & services.
However, their lack of a US credit history prevents you from being able to serve them.



Large underserved market

There are over 42 million immigrants in the US and approximately 3 million new immigrants arrive each year.

High-quality customers

Immigrants represent a highly-educated and high-earning customer segment that is significantly misunderstood by most products and services.

Rapidly growing segment

Immigration to the US is on the rise and has grown by over 13% in the past year.

Skilled Visa Holders

The average H-1B salary is $78,600, which is 50% higher than that of the average U.S. worker's of $50,300.

International Students

International students increased 10% from 2014 to 2015 — the highest annual growth rate at any point over the last 35 years.

Business Travelers

Each year there are more than 6,000,000 B-1,2 visas issued allowing for a US stay of up to 6 months.

Background

The data you need to make the right decision

Be confident in your decision to work with a new arrival to the
country by reviewing a validated credit history in their home country.

Topline Growth

Access comprehensive credit reports including tradeline history, balances, payment history, enquiry history and credit scoring.

Risk Management

Utilize the applicant's credit history to better understand their risk profile and ultimately reduce your organization's overall risk exposure.

Loyal Customers

Quickly identify the most valuable customers by reviewing the applicant's historical payment data wherever they have a credit history.

The credit report you know



Credit Score

Gain the insight to instantly make an apples-to-apples comparison among applicants using a credit score that's comparable to a US score.

Active Tradelines

Review active and past tradelines to determine an acceptable debt-to-income ratio that fits your organization's risk profile.

Verified Accounts

Know exactly who it is you're working with through secure applicant verification facilitated by our overseas credit bureau partners.

Background

Know when to offer your customers the products that will keep them coming back

Capture a growing base of high-quality customers when they first arrive in the US.

Expanding Coverage

Global Reach.

Nova's focused on growing our ever expanding network of overseas credit bureaus so you can effectively screen every applicant you see, regardless or their origin country.

image

The Americas
  • Mexico
  • Canada
image

Europe & UK
  • United Kingdom
image

Asia & Oceania
  • India
image

Africa
  • Coming soon
image

Subscribe to Nova updates

Don't worry, we hate spam too - that's why we only send you what's most important.